Found 13 blog entries tagged as Madison Real Estate.

These are the ten commandments of applying for a house loan.

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There are ten specific things that you shouldn’t do from the time when you’re applying for a home loan until after you close. We discuss these with all of our buyers during our consultation, and it’s very relevant since people are refinancing because of low mortgage rates. 

 

 

1. Don’t change jobs, become self-employed, or quit your job. Discuss any sort of job move with your loan officer. They may say it’s okay, but as a rule, do not change jobs.

2. Don’t buy or lease any type of vehicle.

3. Don’t max out your credit cards or close any accounts.…

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The costs associated with homeownership you may not have considered.

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There are more costs associated with owning a home than the monthly payment. Just when buying the home, you’ll have to pay for closing costs, the down payment, earnest money, title insurance, inspections, appraisals, the recording of the deed, etc. You need your real estate agent to lay out those costs for you ahead of time. Then after you own the house, there are five main things you should remember to budget for.

 

 

1. Furniture. Many people buy a house and then realize they need to buy furniture, which can cost thousands of dollars…

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Selling your own home is probably a little more difficult than you think.

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If you’re thinking about selling your home and looking at the market conditions, it’s tempting to try and sell it yourself. Homes are selling quickly and over asking price on a regular basis, why not just save on the commission and list the property yourself?

 

 

You might be able to sell your home for a good price and get a little bit extra in your pocket, but maybe not. The thing about FSBOs is that buyers are looking for deals on them, too.

You could be leaving thousands on the table by not selling with an agent.

The danger in…

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