These are the ten commandments of applying for a house loan.
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There are ten specific things that you shouldn’t do from the time when you’re applying for a home loan until after you close. We discuss these with all of our buyers during our consultation, and it’s very relevant since people are refinancing because of low mortgage rates.
1. Don’t change jobs, become self-employed, or quit your job. Discuss any sort of job move with your loan officer. They may say it’s okay, but as a rule, do not change jobs.
2. Don’t buy or lease any type of vehicle.
3. Don’t max out your credit cards or close any accounts.…
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