by Jill Sloan
on Saturday, July 27th, 2019 at 6:25pm.
Newlyweds are saying "I do" to each other, and they equate to over half of first-time home buyers that are also saying "I do" to their dream homes. It makes sense! When you put two hearts together, the time comes to find a home to nourish that love. A home that brings two of your places together, and makes it one. If you and your spouse are ready to fall in love with the perfect house together, here are five tips to make sure the process goes smoothly and that you come prepared.
1. YOUR WEDDING BUDGET:
Your wedding is a one-time event that shouldn't be less than what you'd imagine. It is a beautiful time to put all of your dream pieces together. However, it is best to sit down and find out ways you can shift the budget to help with your down payment for a home if you plan to purchase. According to USA Today, the average couple spends a little over $24,680 on their wedding in Wi. Even a savings of $5000 from your wedding budget can help with owning the perfect home.
2. WEDDING GIFTS:
Wedding bliss comes with wedding gifts. Let's admit, one of our favorite times during the wedding season is all of the gifts that come pouring in! Have any friends or family pitched in cash? Save that to put towards your down payment. Depending on the generosity of your gifts, you can even open an account dedicated to your down payment that friends and family can gift to.
3. GET PRE-APPROVED:
One of the least brought up conversations in relationships is the credit and financial history of your soon-to-be spouse. Get together with a lender to go over both of your histories to know what needs to be done to put you guys in a position to own together. In some cases, only one person can get approved, while the other can't. If you want to put both of your incomes toward the cost of the house you want, talking to a lender early on can ensure you are prepared to make the right moves.
4. THE RIGHT AGENT:
That's where We come in! For starters, we can connect you with a lender to ensure you are being watched over from the best recommendations. It is an absolute joy to take the stress out of buying a home for my newlywed couples. We all know how stressful, although joyous, a wedding can be. To then jump into buying a house shortly after, well, it is certainly a lot to get through. We can guide you through all of the steps to make sure you end up with a house you love. Just think of us as a wedding planner, but for homes.
5. NOW THERE'S TWO:
Although some spouses are a match made in heaven, loving and adoring the same exact things, often times that is not the case. You are each still your own person, and have your own tastes. This is where the first step to comprise really begins - spending a good bit of money on a place you both will love and call home. A happy marriage starts with a happy wife.... errr I mean happy home, so be sure you both are considerate of each other's wants and needs in style and location so you both are happy with the home you end up getting.
Now that you are ready to take the plunge, for better or worse, til death do you part. Reach out to us to help you get started making memories that will last a lifetime. You'll love not making your landlord richer and your new bride/groom happy. Congratulations, best wishes and enjoy every moment! *My last piece of advise is on your special day take your spouse and step back for just a minute and look around at the room who has surrounded you with love and is there to support you in your marriage.